Tag Archive: funeral

  1. Top Tips for a Peaceful Retirement

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    After a lifetime of dedicating yourself to your loved ones, your career and your passions, retirement is the time you can finally reap the benefits of all of your hard work and properly experience the culmination of a lifetime of planning.

    However, the prospect of such a huge lifestyle change doesn’t spark excitement in all, and uncertainty about what the future might hold can be stressful. The best way to alleviate some of that confusion surrounding the future is to continue planning for it, and this includes making a will.

    As you’ve made sound choices to build and protect your savings and assets throughout your working life, it’s important to continue protecting those assets for your loved ones and yourself.

    The leading wills and probate lawyers from DRN’s branches in Burnley, Colne and Ramsbottom have provided some expert advice and compiled a short guide to help you plan the support for your family when you’re no longer around.

     

    Enlist the expert support of a wills and probate lawyer 

    Whilst it is possible to create a will yourself, the process can be complex and mistakes are fairly easy to make if you’ve never done it before. With many DIY wills, important information is often accidentally left out and, in a worst-case scenario, this can mean that your beneficiaries do not receive what you wish for them. They could even be made liable to pay for fees or taxes in your name.

    Working with a qualified solicitor when drafting your will give you coverage by the official Solicitors’ Regulation Authority. On top of securing your will, they will be able to offer you expert advice on a range of topics, including providing details on your inheritance tax allowance, enabling you to make informed decisions now to aid your loved ones in the future.

     

    Choose Executors and Powers of Attorney wisely 

    The executor of your will will be in charge of exercising your wishes and managing your assets after you’re gone. Selecting your executor is a big decision, and with them holding so much responsibility it’s important that you invest in someone you can trust. Before making your decision, it’s also a good idea to talk through your plans and ensure that they know what the role will entail.

    One of the most common myths surrounding legal decision-making is that your next of kin will be able to make decisions on your behalf should you lack the capacity to do so yourself. Sadly, this is not the case. No one person is able to act on your behalf unless they are legally authorised to do so, whether this is to do with your assets or your health.

    Making sure a Lasting Power of Attorney is in place as early as possible is the safest way to ensure your wishes are adhered to by people that you trust. It can take around 12 weeks for an LPA registration to be authorised, so it’s a good idea to get it secured as soon as possible to avoid facing stresses when the time comes to needing it.

     

    Review your decisions regularly

    It’s important to remember that the decisions outlined in your will aren’t set in stone – you are entitled to change your mind. Review your choices as often as you see fit, and don’t be afraid to speak up if some of those decisions shift and change.

    Having your will and executors secured before you reach retirement will give you peace of mind, allowing you to enjoy your time as a retiree as fully as possible. Whilst it’s often a difficult discussion, it’s important to have the conversation with family and loved ones about your wishes after death. Taking the time to think about how you can continue to protect those closest to you can make a big difference to their futures, and initiating that conversation is a necessary, but ultimately very positive, step.

     

    The will and probate team here at DRN have years of legal experience and are on-hand to guide you through the whole process of writing your will.

    Contact us today on 01282 433 241 to find out more about how we can ensure your wishes are met after you’re gone.

     

  2. Bereavement and Organising a Loved one’s Estate: Some Practical Advice

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    One of the first things we ask our clients who are recently bereaved, is how we can help with any practical arrangements necessary in the estate. Losing a loved one is difficult and upsetting and it’s our job to support our clients in every way we can.

    However, there are a number of items that must be attended to by our clients upon the death of an individual, and unfortunately they cannot be delayed. In most cases a relative or person responsible for organising the funeral proceedings is needed to carry out these important tasks. If this roll falls to you to organise, you can of course enlist our support should you wish to do so. At DRN, our sympathetic team can help you every step of the way, enabling you to carry out your loved one’s wishes efficiently and carefully, with as little upset as possible.

    Please read on for practical guidance to help you through this difficult time.

    Registering a death and obtaining a death certificate

    Once a person has died, it is the law in the UK for their death to be registered within five days at a registry office. A person’s death can be registered by:

    • A relative
    • An individual present at the death
    • An individual responsible for organising the funeral

    Once a death has been registered, a death certificate will be issued by the registrar. At this stage you may wish to request several copies of the certificate so that sending proof of death to insurance companies, banks, pension providers etc. (if applicable) is as simple as possible. A small cost is charged for copies, however this can be refunded from the estate should you not be the sole beneficiary.

    You will also be provided with a form to assist with notifying all the government institutions such as passport, HMRC, Council and Benefits agencies. This is called the Tell Us Once service

    Inform the relevant organisations

    Upon the death of a loved one, it is very important to inform institutions such as your local council so that council tax, state pension and other government services. This prevents overpayment of benefits that have to be re-paid and also liability for council tax continuing.

    Gov.UK has a service called “Tell Us Once” to help make things easier. By signing up and providing some personal details, you will be able to make the necessary changes to your loved one’s driver’s licence, and inform the relevant people within the personal tax, Department of Work and Pensions, passport office and other important governmental departments.

    Arranging the funeral and accessing the will

    If possible the Executors should check the will to see if there are any funeral wishes noted in it or perhaps it will contain details of a pre – paid funeral plan.

    Our team of dedicated will and estate solicitors are experienced in all types of probate matters. If you are unable to locate a will, or a loved one has died “intestate” – that is, without a will – we can help you to recover the details you need to continue carrying out your loved one’s wishes.

    We can also act on your behalf, guiding you through the probate process, helping you to understand items such as inheritance tax and distribution to the correct parties.

    We understand that attempting to navigate the legal requirements needed upon the death of a loved one can be difficult to deal with for the bereaved. We are here to answer any of your questions about Wills and Probate and to support you through the complex process of administration of the estate, or contesting a will you believe may be invalid.

    If you would like to speak to one of our solicitors, please call us today on 01282 433 241.

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